Most teenagers can't wait to get behind the wheel of a car. All they can think about is getting a permit, their first license, and then the keys to your car. It's a right of passage and the most exciting time in a teen's life, but it can also be the scariest time for a parent. The good news is that your teen is becoming independent and learning responsibility.
We all know that insuring a teenager is more expensive than insuring an adult. It's riskier for many reasons you would rather not think about. If your teen doesn't get insurance he or she could end up being responsible for damages to any vehicle involved in an accident, any medical bills, and could be responsible for a paying a fine as high as $1,000. Getting insurance for your teen is a necessity.
Some teenagers think they don't need to get auto insurance if they are driving a very old car. They think that it won't matter if they get into an accident with a car that isn't worth very much. They couldn't be more wrong though. It is illegal to drive without car insurance in most of the United States. If he is caught without car insurance he will get an expensive fine and could end up losing his new license.
So, how do you go about finding affordable car insurance? It isn't as difficult as you may think. You may already have a few things in your favor. First talk to your insurance company and see if they will give you a discount for being one of their best customers. You may consider putting your teen on your insurance policy, which will save money. If not, shop around. Get bids from different insurance companies and make a decision that way. Include your teen in the decision making process this way your teen will understand a bit more about the risks that are involved in driving.
Tips for Finding Affordable Insurance for Your Teen
1. If your teen has a good grade point average you could save 20% on car insurance
2. If he keeps a clean driving record for a year his insurance could go down significantly
3. If your son or daughter drive an inexpensive car the insurance will be significantly less
4. If your teenager is a student his car insurance will be less.
Finding affordable auto insurance is important. Most of us are on budgets these days and we are looking to save as much money as we can. You can always save money on auto insurance if you search and compare insurance companies and their auto quotes.
So, take the time to research the pros and cons of getting affordable car insurance for your teen, and keep in mind your teen may be more responsible then you think. Remember, we have all been there